Most people feel confident about money and banking, yet few truly understand how the system operates. Learning about how banks function, the options for storing money, and what money actually represents can provide critical insight into what might go wrong—or right—in your financial future. Contrary to popular belief, banks don’t work the way most assume, and history shows repeated collapses of banking systems and currencies. In these cases, unprepared families often suffered the consequences. At Eagle Legacy Planning, we offer the education needed to understand why some families have preserved their wealth for centuries while others have lost it.

You might think you’re secure, but consider these examples of currency failures:

• Roman Denarius (Roman Empire), 3rd Century AD

• Mansa Musa’s Mali Empire (disrupted multiple economies), 1324

• French Assignat, (France) 1790s

• Papiermark (Weimar Republic, Germany), 1922–1923

• Hungarian Pengo (Hungary), 1945–1946

• Escudo (Chile), 1972–1985

• Sol (Peru), 1985–1991

• Yugoslav Dinar (Yugoslavia), 1992–1994

• Peso (Argentina), 2001–2002

• Dollar (Zimbabwe), 2000–2008

• Venezuelan Bolivar (Venezuela), 2016–Present

Banking failures are another concern. The FDIC’s list of failed banks spans over 50 pages. While the Federal Reserve often intervenes, arranging for larger banks to absorb smaller ones and their debts, many don’t realize the cost ultimately falls on taxpayers. Even more surprising, today’s banks lend at a reserve ratio of nearly 300:1—meaning much of the money they claim to have doesn’t actually exist.

That’s why we focus on educating you about diverse methods for holding, storing, and protecting your money in case of a crisis. Beyond safeguarding your wealth, we also teach you how to seize opportunities during these disruptions to strengthen your financial future.